PEOPLES BANK OF THE SOUTH is asn small FDIC-insured commercial bank headquartered in LAFOLLETTE, TN, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $227M and total deposits of $185M. Profitability stands at 2.43% ROA and 21.14% ROE, with a net interest margin of 6.07%. The bank's CET1 capital ratio is 15.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 3.69%. FDIC Certificate #4945.
Assets
$227M
Deposits
$185M
Loans
$196M
Equity
$26M
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