DIAMOND BANK

MURFREESBORO, AR | Medium | Est. Dec. 16, 1904, midnight | FDIC #1527 | RSSD #27847 | FED
Latest Report: 2025-12-31

DIAMOND BANK is amn medium FDIC-insured commercial bank headquartered in MURFREESBORO, AR, established in Dec. 16, 1904, midnight. As of 2025-12-31, the bank reported total assets of $932M and total deposits of $818M. Profitability stands at 1.54% ROA and 18.13% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 14.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 3.76%. FDIC Certificate #1527.

Assets

$932M

Deposits

$818M

Loans

$736M

Equity

$81M

Profitability

Return on Assets (ROA) 1.54%
Return on Equity (ROE) 18.13%
Net Interest Margin (NIM) 3.78%
Yield on Assets 6.35%
Cost of Funds 2.60%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.04%
Texas Ratio 3.76%
NPA Ratio 0.36%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 14.44%
Tier 1 Capital 14.44%
Total Capital Ratio 15.63%
Leverage Ratio 10.01%
Loan-to-Deposit 89.93%

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