STRIDE BANK, NATIONAL ASSOCIATION

ENID, OK | Large | Est. Jan. 1, 1913, midnight | FDIC #4091 | RSSD #278555 | OCC
Latest Report: 2025-12-31

STRIDE BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in ENID, OK, established in Jan. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $4.9B and total deposits of $4.5B. Profitability stands at 2.12% ROA and 26.32% ROE, with a net interest margin of 3.43%. The bank's CET1 capital ratio is 17.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 7.10%. FDIC Certificate #4091.

Assets

$4.9B

Deposits

$4.5B

Loans

$4.1B

Equity

$358M

Profitability

Return on Assets (ROA) 2.12%
Return on Equity (ROE) 26.32%
Net Interest Margin (NIM) 3.43%
Yield on Assets 3.61%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 0.65%
Net Charge-Off Ratio -0.01%
Texas Ratio 7.10%
NPA Ratio 0.55%
ACL / Loans 0.51%

Capital & Liquidity

CET1 Ratio 17.56%
Tier 1 Capital 17.56%
Total Capital Ratio 18.65%
Leverage Ratio 9.61%
Loan-to-Deposit 92.71%

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