OMB BANK

SPRINGFIELD, MO | Large | Est. April 13, 1883, midnight | FDIC #8252 | RSSD #2785646 | FED
Latest Report: 2025-12-31

OMB BANK is aln large FDIC-insured commercial bank headquartered in SPRINGFIELD, MO, established in April 13, 1883, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.8B. Profitability stands at 1.17% ROA and 13.20% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 10.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.66% and a Texas Ratio of 6.58%. FDIC Certificate #8252.

Assets

$2.1B

Deposits

$1.8B

Loans

$1.8B

Equity

$187M

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 13.20%
Net Interest Margin (NIM) 3.86%
Yield on Assets 7.40%
Cost of Funds 4.29%

Asset Quality

NPL Ratio 0.66%
Net Charge-Off Ratio 0.09%
Texas Ratio 6.58%
NPA Ratio 0.67%
ACL / Loans 1.55%

Capital & Liquidity

CET1 Ratio 10.03%
Tier 1 Capital 10.03%
Total Capital Ratio 11.29%
Leverage Ratio 9.07%
Loan-to-Deposit 100.22%

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