CITIZENS BANK OF COCHRAN, THE

CITIZENS BANK OF COCHRAN, THE is asn small FDIC-insured commercial bank headquartered in COCHRAN, GA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $203M and total deposits of $173M. Profitability stands at 1.68% ROA and 12.33% ROE, with a net interest margin of 5.70%. The bank's CET1 capital ratio is 19.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.76% and a Texas Ratio of 5.10%. FDIC Certificate #16275.