BANK OF THE JAMES is aln large FDIC-insured commercial bank headquartered in LYNCHBURG, VA, established in July 22, 1999, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $941M. Profitability stands at 1.00% ROA and 13.36% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 11.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 2.01%. FDIC Certificate #35207.
Assets
$1.0B
Deposits
$941M
Loans
$671M
Equity
$78M
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