PEOPLES SECURITY BANK AND TRUST COMPANY

DUNMORE, PA | Large | Est. Jan. 1, 1905, midnight | FDIC #7514 | RSSD #278818 | FDIC
Latest Report: 2025-12-31

PEOPLES SECURITY BANK AND TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in DUNMORE, PA, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $5.3B and total deposits of $4.4B. Profitability stands at 1.15% ROA and 10.05% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 13.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.95%. FDIC Certificate #7514.

Assets

$5.3B

Deposits

$4.4B

Loans

$4.1B

Equity

$600M

Profitability

Return on Assets (ROA) 1.15%
Return on Equity (ROE) 10.05%
Net Interest Margin (NIM) 3.77%
Yield on Assets 5.59%
Cost of Funds 3.69%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.07%
Texas Ratio 1.95%
NPA Ratio 0.24%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 13.06%
Tier 1 Capital 13.06%
Total Capital Ratio 14.01%
Leverage Ratio 10.22%
Loan-to-Deposit 91.70%

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