BROADSTREET BANK, SSB

MINEOLA, TX | Small | Est. April 1, 1934, midnight | FDIC #28868 | RSSD #279 | FDIC
Latest Report: 2025-12-31

BROADSTREET BANK, SSB is asn small FDIC-insured commercial bank headquartered in MINEOLA, TX, established in April 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $429M and total deposits of $332M. Profitability stands at 0.78% ROA and 7.05% ROE, with a net interest margin of 3.57%. The bank's CET1 capital ratio is 11.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.66% and a Texas Ratio of 21.66%. FDIC Certificate #28868.

Assets

$429M

Deposits

$332M

Loans

$307M

Equity

$49M

Profitability

Return on Assets (ROA) 0.78%
Return on Equity (ROE) 7.05%
Net Interest Margin (NIM) 3.57%
Yield on Assets 5.87%
Cost of Funds 2.39%

Asset Quality

NPL Ratio 0.66%
Net Charge-Off Ratio 0.17%
Texas Ratio 21.66%
NPA Ratio 2.63%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 11.31%
Tier 1 Capital 11.31%
Total Capital Ratio 11.88%
Leverage Ratio 11.74%
Loan-to-Deposit 92.47%

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