SUNSTATE BANK

MIAMI, FL | Medium | Est. March 15, 1999, midnight | FDIC #34643 | RSSD #2791085 | FDIC
Latest Report: 2025-12-31

SUNSTATE BANK is amn medium FDIC-insured commercial bank headquartered in MIAMI, FL, established in March 15, 1999, midnight. As of 2025-12-31, the bank reported total assets of $569M and total deposits of $483M. Profitability stands at 0.55% ROA and 4.40% ROE, with a net interest margin of 3.30%. The bank's CET1 capital ratio is 13.21%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #34643.

Assets

$569M

Deposits

$483M

Loans

$334M

Equity

$71M

Profitability

Return on Assets (ROA) 0.55%
Return on Equity (ROE) 4.40%
Net Interest Margin (NIM) 3.30%
Yield on Assets 5.83%
Cost of Funds 2.69%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 13.21%
Tier 1 Capital 13.21%
Total Capital Ratio 14.02%
Leverage Ratio 11.02%
Loan-to-Deposit 69.11%

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