SOUTHERN BANK OF TENNESSEE is asn small FDIC-insured commercial bank headquartered in MOUNT JULIET, TN, established in March 22, 1999, midnight. As of 2025-12-31, the bank reported total assets of $478M and total deposits of $417M. Profitability stands at 1.16% ROA and 12.21% ROE, with a net interest margin of 4.20%. The bank's CET1 capital ratio is 12.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.52%. FDIC Certificate #34847.
Assets
$478M
Deposits
$417M
Loans
$373M
Equity
$46M
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