OPTUS BANK is amn medium FDIC-insured commercial bank headquartered in COLUMBIA, SC, established in March 26, 1999, midnight. As of 2025-12-31, the bank reported total assets of $778M and total deposits of $675M. Profitability stands at 1.27% ROA and 10.29% ROE, with a net interest margin of 3.22%. The bank's CET1 capital ratio is 18.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.69% and a Texas Ratio of 8.24%. FDIC Certificate #35241.
Assets
$778M
Deposits
$675M
Loans
$450M
Equity
$96M
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