TOWNEBANK

PORTSMOUTH, VA | Regional | Est. April 8, 1999, midnight | FDIC #35095 | RSSD #2797724 | FDIC
Latest Report: 2025-12-31

TOWNEBANK is arn regional FDIC-insured commercial bank headquartered in PORTSMOUTH, VA, established in April 8, 1999, midnight. As of 2025-12-31, the bank reported total assets of $19.7B and total deposits of $16.6B. Profitability stands at 0.84% ROA and 6.83% ROE, with a net interest margin of 3.51%. The bank's CET1 capital ratio is 11.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.51%. FDIC Certificate #35095.

Assets

$19.7B

Deposits

$16.6B

Loans

$13.5B

Equity

$2.4B

Profitability

Return on Assets (ROA) 0.84%
Return on Equity (ROE) 6.83%
Net Interest Margin (NIM) 3.51%
Yield on Assets 5.10%
Cost of Funds 3.06%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.51%
NPA Ratio 0.07%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 11.34%
Tier 1 Capital 11.39%
Total Capital Ratio 14.14%
Leverage Ratio 9.36%
Loan-to-Deposit 81.25%

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