BanksTOWNEBANK

TOWNEBANK

PORTSMOUTH, VARegionalEst. April 8, 1999, midnightFDIC #35095RSSD #2797724FDIC
Latest · 2025-12-31

TOWNEBANK is an FDIC-insured commercial bank headquartered in PORTSMOUTH, VA, established in April 8, 1999, midnight. As of 2025-12-31, the bank reported total assets of $19.7B and total deposits of $16.6B. Profitability stands at 0.84% ROA and 6.83% ROE, with a net interest margin of 3.51%. CET1 capital ratio: 11.34%, well above regulatory minimums. NPL ratio: 0.09% · Texas Ratio: 0.51%. Operates 60 domestic branches.

Assets
$19.7B
Deposits
$16.6B
Loans
$13.5B
Equity
$2.4B

Profitability

Return on Assets (ROA)0.84%
Return on Equity (ROE)6.83%
Net Interest Margin3.51%
Yield on Assets5.10%
Cost of Funds1.72%

Asset Quality

NPL Ratio0.09%
Net Charge-Off Ratio0.02%
Texas Ratio0.51%
NPA Ratio0.07%
ACL / Loans1.09%

Capital & Liquidity

CET1 Ratio11.34%
Tier 1 Capital11.39%
Total Capital Ratio14.14%
Leverage Ratio9.36%
Loan-to-Deposit81.25%

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