RIVER BANK

STODDARD, WI | Large | Est. Oct. 11, 1911, midnight | FDIC #14995 | RSSD #279842 | FDIC
Latest Report: 2025-12-31

RIVER BANK is aln large FDIC-insured commercial bank headquartered in STODDARD, WI, established in Oct. 11, 1911, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $782M. Profitability stands at 1.52% ROA and 13.03% ROE, with a net interest margin of 2.89%. The bank's CET1 capital ratio is 14.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.74%. FDIC Certificate #14995.

Assets

$1.0B

Deposits

$782M

Loans

$845M

Equity

$122M

Profitability

Return on Assets (ROA) 1.52%
Return on Equity (ROE) 13.03%
Net Interest Margin (NIM) 2.89%
Yield on Assets 5.23%
Cost of Funds 2.45%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.74%
NPA Ratio 0.22%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 14.18%
Tier 1 Capital 14.18%
Total Capital Ratio 15.37%
Leverage Ratio 11.75%
Loan-to-Deposit 107.95%

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