BanksNORTHFIELD BANK

NORTHFIELD BANK

STATEN ISLAND, NYLargeEst. Jan. 1, 1887, midnightFDIC #28710RSSD #28013OCC
Latest · 2025-12-31

NORTHFIELD BANK is an FDIC-insured commercial bank headquartered in STATEN ISLAND, NY, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $5.8B and total deposits of $4.0B. Profitability stands at -1.87% ROA and -14.59% ROE, with a net interest margin of 2.82%. CET1 capital ratio: 12.59%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 2.00%. Operates 37 domestic branches.

Assets
$5.8B
Deposits
$4.0B
Loans
$3.9B
Equity
$724M

Profitability

Return on Assets (ROA)-1.87%
Return on Equity (ROE)-14.59%
Net Interest Margin2.82%
Yield on Assets4.82%
Cost of Funds2.13%

Asset Quality

NPL Ratio0.39%
Net Charge-Off Ratio0.12%
Texas Ratio2.00%
NPA Ratio0.26%
ACL / Loans0.99%

Capital & Liquidity

CET1 Ratio12.59%
Tier 1 Capital12.59%
Total Capital Ratio13.22%
Leverage Ratio12.84%
Loan-to-Deposit95.26%

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