FIRST BANK

ERICK, OK | Small | Est. Dec. 12, 1902, midnight | FDIC #4092 | RSSD #280352 | FDIC
Latest Report: 2025-12-31

FIRST BANK is asn small FDIC-insured commercial bank headquartered in ERICK, OK, established in Dec. 12, 1902, midnight. As of 2025-12-31, the bank reported total assets of $110M and total deposits of $92M. Profitability stands at 3.24% ROA and 21.98% ROE, with a net interest margin of 5.67%. The bank's CET1 capital ratio is 24.51%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.29%. FDIC Certificate #4092.

Assets

$110M

Deposits

$92M

Loans

$63M

Equity

$17M

Profitability

Return on Assets (ROA) 3.24%
Return on Equity (ROE) 21.98%
Net Interest Margin (NIM) 5.67%
Yield on Assets 7.06%
Cost of Funds 2.44%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.29%
NPA Ratio 0.05%
ACL / Loans 2.43%

Capital & Liquidity

CET1 Ratio 24.51%
Tier 1 Capital 24.51%
Total Capital Ratio 25.77%
Leverage Ratio 14.96%
Loan-to-Deposit 68.48%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required