FIRST NATIONAL BANK OF COKATO, THE

COKATO, MN | Small | Est. Nov. 2, 1916, midnight | FDIC #5115 | RSSD #280558 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF COKATO, THE is asn small FDIC-insured commercial bank headquartered in COKATO, MN, established in Nov. 2, 1916, midnight. As of 2025-12-31, the bank reported total assets of $125M and total deposits of $116M. Profitability stands at 1.34% ROA and 18.67% ROE, with a net interest margin of 4.41%. The bank's CET1 capital ratio is 12.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.59%. FDIC Certificate #5115.

Assets

$125M

Deposits

$116M

Loans

$94M

Equity

$9M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 18.67%
Net Interest Margin (NIM) 4.41%
Yield on Assets 6.16%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.68%
Texas Ratio 0.59%
NPA Ratio 0.05%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 12.50%
Tier 1 Capital 12.50%
Total Capital Ratio 13.75%
Leverage Ratio 8.77%
Loan-to-Deposit 81.17%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required