YAMPA VALLEY BANK

STEAMBOAT SPRINGS, CO | Medium | Est. March 27, 2000, midnight | FDIC #35407 | RSSD #2806635 | FDIC
Latest Report: 2025-12-31

YAMPA VALLEY BANK is amn medium FDIC-insured commercial bank headquartered in STEAMBOAT SPRINGS, CO, established in March 27, 2000, midnight. As of 2025-12-31, the bank reported total assets of $684M and total deposits of $622M. Profitability stands at 2.46% ROA and 29.40% ROE, with a net interest margin of 4.83%. The bank's CET1 capital ratio is 8.44%. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.64%. FDIC Certificate #35407.

Assets

$684M

Deposits

$622M

Loans

$525M

Equity

$58M

Profitability

Return on Assets (ROA) 2.46%
Return on Equity (ROE) 29.40%
Net Interest Margin (NIM) 4.83%
Yield on Assets 6.79%
Cost of Funds 1.99%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.64%
NPA Ratio 0.06%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 8.44%
Tier 1 Capital 8.44%
Total Capital Ratio 8.86%
Leverage Ratio 9.37%
Loan-to-Deposit 84.45%

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