WYOMING COMMUNITY BANK

RIVERTON, WY | Small | Est. June 14, 1999, midnight | FDIC #35220 | RSSD #2806840 | FED
Latest Report: 2025-12-31

WYOMING COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in RIVERTON, WY, established in June 14, 1999, midnight. As of 2025-12-31, the bank reported total assets of $255M and total deposits of $227M. Profitability stands at 1.22% ROA and 15.80% ROE, with a net interest margin of 4.42%. The bank's CET1 capital ratio is 7.85%. Asset quality metrics show a non-performing loan ratio of 0.75% and a Texas Ratio of 5.45%. FDIC Certificate #35220.

Assets

$255M

Deposits

$227M

Loans

$162M

Equity

$20M

Profitability

Return on Assets (ROA) 1.22%
Return on Equity (ROE) 15.80%
Net Interest Margin (NIM) 4.42%
Yield on Assets 6.04%
Cost of Funds 1.65%

Asset Quality

NPL Ratio 0.75%
Net Charge-Off Ratio 0.14%
Texas Ratio 5.45%
NPA Ratio 0.48%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 7.85%
Tier 1 Capital 7.85%
Total Capital Ratio 8.24%
Leverage Ratio 9.15%
Loan-to-Deposit 71.44%

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