FEDERAL SAVINGS BANK, THE

CHICAGO, IL | Large | Est. July 3, 2000, midnight | FDIC #35518 | RSSD #2806877 | OCC
Latest Report: 2025-12-31

FEDERAL SAVINGS BANK, THE is aln large FDIC-insured commercial bank headquartered in CHICAGO, IL, established in July 3, 2000, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $828M. Profitability stands at 0.58% ROA and 4.10% ROE, with a net interest margin of 3.54%. The bank's CET1 capital ratio is 19.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.35% and a Texas Ratio of 19.75%. FDIC Certificate #35518.

Assets

$1.1B

Deposits

$828M

Loans

$1.0B

Equity

$165M

Profitability

Return on Assets (ROA) 0.58%
Return on Equity (ROE) 4.10%
Net Interest Margin (NIM) 3.54%
Yield on Assets 7.05%
Cost of Funds 4.45%

Asset Quality

NPL Ratio 3.35%
Net Charge-Off Ratio 0.24%
Texas Ratio 19.75%
NPA Ratio 2.99%
ACL / Loans 0.69%

Capital & Liquidity

CET1 Ratio 19.36%
Tier 1 Capital 19.36%
Total Capital Ratio 20.17%
Leverage Ratio 14.44%
Loan-to-Deposit 122.10%

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