CURRENCY BANK

OAK GROVE, LA | Small | Est. Aug. 2, 1999, midnight | FDIC #35019 | RSSD #2807173 | FDIC
Latest Report: 2025-12-31

CURRENCY BANK is asn small FDIC-insured commercial bank headquartered in OAK GROVE, LA, established in Aug. 2, 1999, midnight. As of 2025-12-31, the bank reported total assets of $242M and total deposits of $203M. Profitability stands at 1.14% ROA and 7.54% ROE, with a net interest margin of 4.26%. The bank's CET1 capital ratio is 11.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.50%. FDIC Certificate #35019.

Assets

$242M

Deposits

$203M

Loans

$164M

Equity

$38M

Profitability

Return on Assets (ROA) 1.14%
Return on Equity (ROE) 7.54%
Net Interest Margin (NIM) 4.26%
Yield on Assets 6.29%
Cost of Funds 2.20%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.10%
Texas Ratio 0.50%
NPA Ratio 0.08%
ACL / Loans 1.68%

Capital & Liquidity

CET1 Ratio 11.63%
Tier 1 Capital 11.63%
Total Capital Ratio 12.21%
Leverage Ratio 12.33%
Loan-to-Deposit 80.68%

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