PREFERRED BANK

CASEY, IL | Micro | Est. July 19, 1999, midnight | FDIC #34900 | RSSD #2811086 | FDIC
Latest Report: 2025-12-31

PREFERRED BANK is amn micro FDIC-insured commercial bank headquartered in CASEY, IL, established in July 19, 1999, midnight. As of 2025-12-31, the bank reported total assets of $73M and total deposits of $68M. Profitability stands at 0.16% ROA and 2.15% ROE, with a net interest margin of 3.16%. The bank's CET1 capital ratio is 11.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.17% and a Texas Ratio of 19.28%. FDIC Certificate #34900.

Assets

$73M

Deposits

$68M

Loans

$47M

Equity

$6M

Profitability

Return on Assets (ROA) 0.16%
Return on Equity (ROE) 2.15%
Net Interest Margin (NIM) 3.16%
Yield on Assets 5.43%
Cost of Funds 2.66%

Asset Quality

NPL Ratio 2.17%
Net Charge-Off Ratio 0.03%
Texas Ratio 19.28%
NPA Ratio 1.55%
ACL / Loans 0.59%

Capital & Liquidity

CET1 Ratio 11.59%
Tier 1 Capital 11.59%
Total Capital Ratio 12.17%
Leverage Ratio 8.18%
Loan-to-Deposit 70.05%

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