WASHINGTON FINANCIAL BANK

WASHINGTON, PA | Large | Est. Jan. 1, 1899, midnight | FDIC #29520 | RSSD #282075 | FDIC
Latest Report: 2025-12-31

WASHINGTON FINANCIAL BANK is aln large FDIC-insured commercial bank headquartered in WASHINGTON, PA, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at -0.68% ROA and -5.17% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 13.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 3.18%. FDIC Certificate #29520.

Assets

$1.5B

Deposits

$1.3B

Loans

$1.1B

Equity

$200M

Profitability

Return on Assets (ROA) -0.68%
Return on Equity (ROE) -5.17%
Net Interest Margin (NIM) 3.40%
Yield on Assets 5.21%
Cost of Funds 2.26%

Asset Quality

NPL Ratio 0.62%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.18%
NPA Ratio 0.46%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 13.55%
Tier 1 Capital 13.55%
Total Capital Ratio 14.23%
Leverage Ratio 13.72%
Loan-to-Deposit 85.89%

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