FARMERS AND MERCHANTS BANK OF SOUTH CAROLINA

FARMERS AND MERCHANTS BANK OF SOUTH CAROLINA is asn small FDIC-insured commercial bank headquartered in HOLLY HILL, SC, established in Jan. 3, 1912, midnight. As of 2025-12-31, the bank reported total assets of $495M and total deposits of $435M. Profitability stands at 1.38% ROA and 10.47% ROE, with a net interest margin of 3.92%. The bank's CET1 capital ratio is 40.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.71% and a Texas Ratio of 1.47%. FDIC Certificate #1660.