GEORGIA COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in ALBANY, GA, established in Aug. 31, 1999, midnight. As of 2025-12-31, the bank reported total assets of $380M and total deposits of $327M. Profitability stands at 2.04% ROA and 15.39% ROE, with a net interest margin of 5.05%. The bank's CET1 capital ratio is 12.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.51% and a Texas Ratio of 7.24%. FDIC Certificate #35320.
Assets
$380M
Deposits
$327M
Loans
$255M
Equity
$51M
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