NEW MILLENNIUM BANK

FORT LEE, NJ | Medium | Est. July 19, 1999, midnight | FDIC #35151 | RSSD #2833882 | FDIC
Latest Report: 2025-12-31

NEW MILLENNIUM BANK is amn medium FDIC-insured commercial bank headquartered in FORT LEE, NJ, established in July 19, 1999, midnight. As of 2025-12-31, the bank reported total assets of $953M and total deposits of $822M. Profitability stands at 1.29% ROA and 9.84% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 20.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 3.06%. FDIC Certificate #35151.

Assets

$953M

Deposits

$822M

Loans

$799M

Equity

$125M

Profitability

Return on Assets (ROA) 1.29%
Return on Equity (ROE) 9.84%
Net Interest Margin (NIM) 3.71%
Yield on Assets 6.68%
Cost of Funds 3.18%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio 0.05%
Texas Ratio 3.06%
NPA Ratio 0.44%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 20.13%
Tier 1 Capital 20.13%
Total Capital Ratio 21.38%
Leverage Ratio 13.20%
Loan-to-Deposit 97.14%

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