LIBERTY BANK AND TRUST COMPANY

NEW ORLEANS, LA | Large | Est. Nov. 16, 1972, midnight | FDIC #20856 | RSSD #283438 | FDIC
Latest Report: 2025-12-31

LIBERTY BANK AND TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in NEW ORLEANS, LA, established in Nov. 16, 1972, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $957M. Profitability stands at 0.34% ROA and 3.03% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 15.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 5.58%. FDIC Certificate #20856.

Assets

$1.1B

Deposits

$957M

Loans

$622M

Equity

$122M

Profitability

Return on Assets (ROA) 0.34%
Return on Equity (ROE) 3.03%
Net Interest Margin (NIM) 4.18%
Yield on Assets 5.37%
Cost of Funds 1.25%

Asset Quality

NPL Ratio 0.87%
Net Charge-Off Ratio 0.38%
Texas Ratio 5.58%
NPA Ratio 0.65%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 15.26%
Tier 1 Capital 19.15%
Total Capital Ratio 20.25%
Leverage Ratio 11.11%
Loan-to-Deposit 64.97%

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