FREEDOM BANK OF SOUTHERN MISSOURI

CASSVILLE, MO | Medium | Est. Nov. 22, 1999, midnight | FDIC #35276 | RSSD #2835103 | FDIC
Latest Report: 2025-12-31

FREEDOM BANK OF SOUTHERN MISSOURI is amn medium FDIC-insured commercial bank headquartered in CASSVILLE, MO, established in Nov. 22, 1999, midnight. As of 2025-12-31, the bank reported total assets of $803M and total deposits of $717M. Profitability stands at 0.81% ROA and 9.32% ROE, with a net interest margin of 4.04%. The bank's CET1 capital ratio is 6.61%. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 2.87%. FDIC Certificate #35276.

Assets

$803M

Deposits

$717M

Loans

$655M

Equity

$67M

Profitability

Return on Assets (ROA) 0.81%
Return on Equity (ROE) 9.32%
Net Interest Margin (NIM) 4.04%
Yield on Assets 6.65%
Cost of Funds 2.64%

Asset Quality

NPL Ratio 0.32%
Net Charge-Off Ratio 0.06%
Texas Ratio 2.87%
NPA Ratio 0.26%
ACL / Loans 0.86%

Capital & Liquidity

CET1 Ratio 6.61%
Tier 1 Capital 6.61%
Total Capital Ratio 6.94%
Leverage Ratio 8.23%
Loan-to-Deposit 91.30%

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