TRIAD BANK, NATIONAL ASSOCIATION

TULSA, OK | Small | Est. Aug. 29, 1983, midnight | FDIC #24677 | RSSD #283652 | OCC
Latest Report: 2025-12-31

TRIAD BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in TULSA, OK, established in Aug. 29, 1983, midnight. As of 2025-12-31, the bank reported total assets of $198M and total deposits of $167M. Profitability stands at 3.02% ROA and 23.77% ROE, with a net interest margin of 5.80%. The bank's CET1 capital ratio is 14.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 2.60%. FDIC Certificate #24677.

Assets

$198M

Deposits

$167M

Loans

$166M

Equity

$28M

Profitability

Return on Assets (ROA) 3.02%
Return on Equity (ROE) 23.77%
Net Interest Margin (NIM) 5.80%
Yield on Assets 6.87%
Cost of Funds 1.13%

Asset Quality

NPL Ratio 0.48%
Net Charge-Off Ratio -0.01%
Texas Ratio 2.60%
NPA Ratio 0.40%
ACL / Loans 1.41%

Capital & Liquidity

CET1 Ratio 14.23%
Tier 1 Capital 14.23%
Total Capital Ratio 14.94%
Leverage Ratio 11.84%
Loan-to-Deposit 99.53%

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