FIRST NATIONAL BANK OF TENNESSEE

LIVINGSTON, TN | Large | Est. Oct. 25, 1965, midnight | FDIC #19502 | RSSD #283737 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF TENNESSEE is aln large FDIC-insured commercial bank headquartered in LIVINGSTON, TN, established in Oct. 25, 1965, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 1.90% ROA and 16.47% ROE, with a net interest margin of 4.49%. The bank's CET1 capital ratio is 10.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 0.74%. FDIC Certificate #19502.

Assets

$1.4B

Deposits

$1.2B

Loans

$717M

Equity

$146M

Profitability

Return on Assets (ROA) 1.90%
Return on Equity (ROE) 16.47%
Net Interest Margin (NIM) 4.49%
Yield on Assets 5.78%
Cost of Funds 1.82%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.06%
Texas Ratio 0.74%
NPA Ratio 0.08%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 10.81%
Tier 1 Capital 10.81%
Total Capital Ratio 11.35%
Leverage Ratio 10.57%
Loan-to-Deposit 60.28%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required