SEATTLE BANK

SEATTLE, WA | Large | Est. Aug. 2, 1999, midnight | FDIC #35139 | RSSD #2838207 | FDIC
Latest Report: 2025-12-31

SEATTLE BANK is aln large FDIC-insured commercial bank headquartered in SEATTLE, WA, established in Aug. 2, 1999, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $931M. Profitability stands at 0.30% ROA and 3.32% ROE, with a net interest margin of 4.11%. The bank's CET1 capital ratio is 12.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.70% and a Texas Ratio of 50.09%. FDIC Certificate #35139.

Assets

$1.0B

Deposits

$931M

Loans

$840M

Equity

$92M

Profitability

Return on Assets (ROA) 0.30%
Return on Equity (ROE) 3.32%
Net Interest Margin (NIM) 4.11%
Yield on Assets 7.83%
Cost of Funds 3.81%

Asset Quality

NPL Ratio 4.70%
Net Charge-Off Ratio 0.85%
Texas Ratio 50.09%
NPA Ratio 5.39%
ACL / Loans 2.34%

Capital & Liquidity

CET1 Ratio 12.55%
Tier 1 Capital 12.55%
Total Capital Ratio 13.81%
Leverage Ratio 9.30%
Loan-to-Deposit 90.17%

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