WALLIS BANK

WALLIS, TX | Large | Est. Oct. 28, 1972, midnight | FDIC #20845 | RSSD #283867 | FDIC
Latest Report: 2025-12-31

WALLIS BANK is aln large FDIC-insured commercial bank headquartered in WALLIS, TX, established in Oct. 28, 1972, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 1.74% ROA and 18.02% ROE, with a net interest margin of 4.76%. The bank's CET1 capital ratio is 11.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.47% and a Texas Ratio of 33.00%. FDIC Certificate #20845.

Assets

$1.4B

Deposits

$1.2B

Loans

$1.1B

Equity

$134M

Profitability

Return on Assets (ROA) 1.74%
Return on Equity (ROE) 18.02%
Net Interest Margin (NIM) 4.76%
Yield on Assets 7.36%
Cost of Funds 3.69%

Asset Quality

NPL Ratio 1.47%
Net Charge-Off Ratio 0.10%
Texas Ratio 33.00%
NPA Ratio 3.42%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 11.40%
Tier 1 Capital 11.40%
Total Capital Ratio 12.28%
Leverage Ratio 9.58%
Loan-to-Deposit 89.37%

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