COGENT BANK is aln large FDIC-insured commercial bank headquartered in ORLANDO, FL, established in Sept. 10, 1999, midnight. As of 2025-12-31, the bank reported total assets of $2.4B and total deposits of $2.2B. Profitability stands at 2.06% ROA and 23.66% ROE, with a net interest margin of 5.11%. The bank's CET1 capital ratio is 10.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.54%. FDIC Certificate #34908.
Assets
$2.4B
Deposits
$2.2B
Loans
$1.9B
Equity
$218M
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