BANKVISTA

SARTELL, MN | Medium | Est. Feb. 15, 2000, midnight | FDIC #35406 | RSSD #2849285 | FDIC
Latest Report: 2025-12-31

BANKVISTA is amn medium FDIC-insured commercial bank headquartered in SARTELL, MN, established in Feb. 15, 2000, midnight. As of 2025-12-31, the bank reported total assets of $633M and total deposits of $509M. Profitability stands at 1.09% ROA and 11.42% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 11.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.01% and a Texas Ratio of 16.71%. FDIC Certificate #35406.

Assets

$633M

Deposits

$509M

Loans

$579M

Equity

$61M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 11.42%
Net Interest Margin (NIM) 4.10%
Yield on Assets 6.87%
Cost of Funds 2.84%

Asset Quality

NPL Ratio 2.01%
Net Charge-Off Ratio 0.19%
Texas Ratio 16.71%
NPA Ratio 1.84%
ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 11.38%
Tier 1 Capital 11.38%
Total Capital Ratio 12.64%
Leverage Ratio 9.80%
Loan-to-Deposit 113.74%

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