BanksFIRST STATE BANK

FIRST STATE BANK

HORDVILLE, NEMicroEst. Jan. 1, 1906, midnightFDIC #8604RSSD #284958FDIC
Latest · 2025-12-31

FIRST STATE BANK is an FDIC-insured commercial bank headquartered in HORDVILLE, NE, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $44M and total deposits of $37M. Profitability stands at 0.02% ROA and 0.14% ROE, with a net interest margin of 3.87%. CET1 capital ratio: 13.01%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$44M
Deposits
$37M
Loans
$29M
Equity
$6M

Profitability

Return on Assets (ROA)0.02%
Return on Equity (ROE)0.14%
Net Interest Margin3.87%
Yield on Assets5.65%
Cost of Funds1.89%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans2.07%

Capital & Liquidity

CET1 Ratio13.01%
Tier 1 Capital13.01%
Total Capital Ratio13.66%
Leverage Ratio12.64%
Loan-to-Deposit79.45%

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