BMW BANK OF NORTH AMERICA

SALT LAKE CITY, UT | Regional | Est. Nov. 12, 1999, midnight | FDIC #35141 | RSSD #2850722 | FDIC
Latest Report: 2025-12-31

BMW BANK OF NORTH AMERICA is arn regional FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Nov. 12, 1999, midnight. As of 2025-12-31, the bank reported total assets of $12.8B and total deposits of $8.6B. Profitability stands at 2.26% ROA and 16.08% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 14.53%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.61%. FDIC Certificate #35141.

Assets

$12.8B

Deposits

$8.6B

Loans

$9.7B

Equity

$1.7B

Profitability

Return on Assets (ROA) 2.26%
Return on Equity (ROE) 16.08%
Net Interest Margin (NIM) 3.39%
Yield on Assets 7.13%
Cost of Funds 4.10%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.27%
Texas Ratio 0.61%
NPA Ratio 0.09%
ACL / Loans 0.50%

Capital & Liquidity

CET1 Ratio 14.53%
Tier 1 Capital 14.53%
Total Capital Ratio 14.93%
Leverage Ratio 13.70%
Loan-to-Deposit 112.18%

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