COLORADO BANK AND TRUST COMPANY OF LA JUNTA, THE

LA JUNTA, CO | Small | Est. Jan. 1, 1907, midnight | FDIC #1141 | RSSD #285151 | FED
Latest Report: 2025-12-31

COLORADO BANK AND TRUST COMPANY OF LA JUNTA, THE is asn small FDIC-insured commercial bank headquartered in LA JUNTA, CO, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $316M and total deposits of $268M. Profitability stands at 1.54% ROA and 12.57% ROE, with a net interest margin of 5.47%. The bank's CET1 capital ratio is 10.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 0.92%. FDIC Certificate #1141.

Assets

$316M

Deposits

$268M

Loans

$228M

Equity

$36M

Profitability

Return on Assets (ROA) 1.54%
Return on Equity (ROE) 12.57%
Net Interest Margin (NIM) 5.47%
Yield on Assets 7.29%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio --
Texas Ratio 0.92%
NPA Ratio 0.11%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 10.01%
Tier 1 Capital 10.01%
Total Capital Ratio 10.51%
Leverage Ratio 11.07%
Loan-to-Deposit 85.27%

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