SECURITY STATE BANK, THE

EMERY, SD | Micro | Est. Jan. 1, 1920, midnight | FDIC #15749 | RSSD #285553 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK, THE is amn micro FDIC-insured commercial bank headquartered in EMERY, SD, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $61M and total deposits of $49M. Profitability stands at 2.58% ROA and 13.54% ROE, with a net interest margin of 4.95%. The bank's CET1 capital ratio is 39.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15749.

Assets

$61M

Deposits

$49M

Loans

$20M

Equity

$12M

Profitability

Return on Assets (ROA) 2.58%
Return on Equity (ROE) 13.54%
Net Interest Margin (NIM) 4.95%
Yield on Assets 5.97%
Cost of Funds 1.66%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.87%

Capital & Liquidity

CET1 Ratio 39.02%
Tier 1 Capital 39.02%
Total Capital Ratio 39.61%
Leverage Ratio 18.97%
Loan-to-Deposit 40.70%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required