BANCORP BANK NATIONAL ASSOCIATION, THE

SIOUX FALLS, SD | Large | Est. July 28, 2000, midnight | FDIC #35444 | RSSD #2858960 | OCC
Latest Report: 2025-12-31

BANCORP BANK NATIONAL ASSOCIATION, THE is aln large FDIC-insured commercial bank headquartered in SIOUX FALLS, SD, established in July 28, 2000, midnight. As of 2025-12-31, the bank reported total assets of $9.3B and total deposits of $8.2B. Profitability stands at 2.64% ROA and 27.13% ROE, with a net interest margin of 6.10%. The bank's CET1 capital ratio is 14.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.88% and a Texas Ratio of 13.30%. FDIC Certificate #35444.

Assets

$9.3B

Deposits

$8.2B

Loans

$7.3B

Equity

$870M

Profitability

Return on Assets (ROA) 2.64%
Return on Equity (ROE) 27.13%
Net Interest Margin (NIM) 6.10%
Yield on Assets 6.39%
Cost of Funds 2.67%

Asset Quality

NPL Ratio 0.88%
Net Charge-Off Ratio 2.16%
Texas Ratio 13.30%
NPA Ratio 1.33%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 14.03%
Tier 1 Capital 14.03%
Total Capital Ratio 15.13%
Leverage Ratio 9.70%
Loan-to-Deposit 88.75%

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