BanksBANCORP BANK NATIONAL ASSOCIATION, THE

BANCORP BANK NATIONAL ASSOCIATION, THE

SIOUX FALLS, SDLargeEst. July 28, 2000, midnightFDIC #35444RSSD #2858960OCC
Latest · 2025-12-31

BANCORP BANK NATIONAL ASSOCIATION, THE is an FDIC-insured commercial bank headquartered in SIOUX FALLS, SD, established in July 28, 2000, midnight. As of 2025-12-31, the bank reported total assets of $9.3B and total deposits of $8.2B. Profitability stands at 2.64% ROA and 27.13% ROE, with a net interest margin of 6.10%. CET1 capital ratio: 14.03%, well above regulatory minimums. NPL ratio: 0.88% · Texas Ratio: 13.30%. Operates 1 domestic branch.

Assets
$9.3B
Deposits
$8.2B
Loans
$7.3B
Equity
$870M

Profitability

Return on Assets (ROA)2.64%
Return on Equity (ROE)27.13%
Net Interest Margin6.10%
Yield on Assets6.39%
Cost of Funds0.31%

Asset Quality

NPL Ratio0.88%
Net Charge-Off Ratio2.16%
Texas Ratio13.30%
NPA Ratio1.33%
ACL / Loans0.91%

Capital & Liquidity

CET1 Ratio14.03%
Tier 1 Capital14.03%
Total Capital Ratio15.13%
Leverage Ratio9.70%
Loan-to-Deposit88.75%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required