PEOPLES BANK THE

IVA, SC | Small | Est. Jan. 2, 1951, midnight | FDIC #16968 | RSSD #285928 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK THE is asn small FDIC-insured commercial bank headquartered in IVA, SC, established in Jan. 2, 1951, midnight. As of 2025-12-31, the bank reported total assets of $439M and total deposits of $391M. Profitability stands at 1.65% ROA and 15.54% ROE, with a net interest margin of 4.43%. The bank's CET1 capital ratio is 17.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16968.

Assets

$439M

Deposits

$391M

Loans

$263M

Equity

$46M

Profitability

Return on Assets (ROA) 1.65%
Return on Equity (ROE) 15.54%
Net Interest Margin (NIM) 4.43%
Yield on Assets 5.32%
Cost of Funds 0.93%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 17.46%
Tier 1 Capital 17.46%
Total Capital Ratio 18.58%
Leverage Ratio 12.11%
Loan-to-Deposit 67.46%

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