BANK OF VICI

VICI, OK | Micro | Est. Jan. 1, 1902, midnight | FDIC #420 | RSSD #286251 | FDIC
Latest Report: 2025-12-31

BANK OF VICI is amn micro FDIC-insured commercial bank headquartered in VICI, OK, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $29M and total deposits of $27M. Profitability stands at -1.26% ROA and -20.48% ROE, with a net interest margin of 5.74%. The bank's CET1 capital ratio is 6.75%. Asset quality metrics show a non-performing loan ratio of 2.61% and a Texas Ratio of 15.84%. FDIC Certificate #420. The institution operates 1 domestic branch.

Assets

$29M

Deposits

$27M

Loans

$15M

Equity

$2M

Profitability

Return on Assets (ROA) -1.26%
Return on Equity (ROE) -20.48%
Net Interest Margin (NIM) 5.74%
Yield on Assets 7.63%
Cost of Funds 2.68%

Asset Quality

NPL Ratio 2.61%
Net Charge-Off Ratio 2.13%
Texas Ratio 15.84%
NPA Ratio 1.32%
ACL / Loans 3.13%

Capital & Liquidity

CET1 Ratio 6.75%
Tier 1 Capital 6.75%
Total Capital Ratio 7.08%
Leverage Ratio 9.90%
Loan-to-Deposit 54.26%

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