BanksFIVE STAR BANK

FIVE STAR BANK

ROSEVILLE, CALargeEst. Dec. 20, 1999, midnightFDIC #35361RSSD #2867337FDIC
Latest · 2025-12-31

FIVE STAR BANK is an FDIC-insured commercial bank headquartered in ROSEVILLE, CA, established in Dec. 20, 1999, midnight. As of 2025-12-31, the bank reported total assets of $4.8B and total deposits of $4.2B. Profitability stands at 1.63% ROA and 15.47% ROE, with a net interest margin of 4.05%. CET1 capital ratio: 11.89%, well above regulatory minimums. NPL ratio: 0.08% · Texas Ratio: 0.57%. Operates 8 domestic branches.

Assets
$4.8B
Deposits
$4.2B
Loans
$4.1B
Equity
$501M

Profitability

Return on Assets (ROA)1.63%
Return on Equity (ROE)15.47%
Net Interest Margin4.05%
Yield on Assets6.20%
Cost of Funds2.23%

Asset Quality

NPL Ratio0.08%
Net Charge-Off Ratio0.08%
Texas Ratio0.57%
NPA Ratio0.07%
ACL / Loans1.09%

Capital & Liquidity

CET1 Ratio11.89%
Tier 1 Capital11.89%
Total Capital Ratio12.92%
Leverage Ratio10.89%
Loan-to-Deposit96.80%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required