TRISTAR BANK

DICKSON, TN | Medium | Est. Jan. 1, 2000, midnight | FDIC #35417 | RSSD #2871099 | FDIC
Latest Report: 2025-12-31

TRISTAR BANK is amn medium FDIC-insured commercial bank headquartered in DICKSON, TN, established in Jan. 1, 2000, midnight. As of 2025-12-31, the bank reported total assets of $540M and total deposits of $460M. Profitability stands at 0.81% ROA and 9.82% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 12.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 6.41%. FDIC Certificate #35417.

Assets

$540M

Deposits

$460M

Loans

$383M

Equity

$45M

Profitability

Return on Assets (ROA) 0.81%
Return on Equity (ROE) 9.82%
Net Interest Margin (NIM) 3.70%
Yield on Assets 6.11%
Cost of Funds 2.46%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.18%
Texas Ratio 6.41%
NPA Ratio 0.58%
ACL / Loans 0.87%

Capital & Liquidity

CET1 Ratio 12.12%
Tier 1 Capital 12.12%
Total Capital Ratio 12.89%
Leverage Ratio 9.88%
Loan-to-Deposit 83.41%

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