PEOPLES BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in MANCHESTER, TN, established in July 6, 1905, midnight. As of 2025-12-31, the bank reported total assets of $172M and total deposits of $147M. Profitability stands at 1.77% ROA and 13.28% ROE, with a net interest margin of 5.30%. The bank's CET1 capital ratio is 13.42%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.08%. FDIC Certificate #1475.
Assets
$172M
Deposits
$147M
Loans
$114M
Equity
$23M
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