READLYN SAVINGS BANK, THE

READLYN, IA | Small | Est. May 15, 1904, midnight | FDIC #9300 | RSSD #287342 | FDIC
Latest Report: 2025-12-31

READLYN SAVINGS BANK, THE is asn small FDIC-insured commercial bank headquartered in READLYN, IA, established in May 15, 1904, midnight. As of 2025-12-31, the bank reported total assets of $148M and total deposits of $112M. Profitability stands at 2.20% ROA and 12.22% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 26.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #9300.

Assets

$148M

Deposits

$112M

Loans

$97M

Equity

$26M

Profitability

Return on Assets (ROA) 2.20%
Return on Equity (ROE) 12.22%
Net Interest Margin (NIM) 3.91%
Yield on Assets 5.89%
Cost of Funds 2.23%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.39%

Capital & Liquidity

CET1 Ratio 26.22%
Tier 1 Capital 26.22%
Total Capital Ratio 27.45%
Leverage Ratio 19.43%
Loan-to-Deposit 87.01%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required