CYPRESS BANK & TRUST is asn small FDIC-insured commercial bank headquartered in MELBOURNE, FL, established in Oct. 23, 1996, midnight. As of 2025-12-31, the bank reported total assets of $209M and total deposits of $173M. Profitability stands at 1.23% ROA and 9.23% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 12.95%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #35506.
Assets
$209M
Deposits
$173M
Loans
$158M
Equity
$27M
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