BANK OF BROOKHAVEN

BROOKHAVEN, MS | Small | Est. Jan. 31, 2000, midnight | FDIC #35439 | RSSD #2877831 | FDIC
Latest Report: 2025-12-31

BANK OF BROOKHAVEN is asn small FDIC-insured commercial bank headquartered in BROOKHAVEN, MS, established in Jan. 31, 2000, midnight. As of 2025-12-31, the bank reported total assets of $241M and total deposits of $210M. Profitability stands at 0.05% ROA and 0.44% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 17.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.11%. FDIC Certificate #35439.

Assets

$241M

Deposits

$210M

Loans

$139M

Equity

$27M

Profitability

Return on Assets (ROA) 0.05%
Return on Equity (ROE) 0.44%
Net Interest Margin (NIM) 3.81%
Yield on Assets 5.68%
Cost of Funds 1.98%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.11%
NPA Ratio 0.01%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 17.99%
Tier 1 Capital 17.99%
Total Capital Ratio 18.79%
Leverage Ratio 11.97%
Loan-to-Deposit 66.48%

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