PEOPLES SAVINGS BANK, THE

NEW MATAMORAS, OH | Micro | Est. July 11, 1911, midnight | FDIC #9439 | RSSD #287922 | FDIC
Latest Report: 2025-12-31

PEOPLES SAVINGS BANK, THE is amn micro FDIC-insured commercial bank headquartered in NEW MATAMORAS, OH, established in July 11, 1911, midnight. As of 2025-12-31, the bank reported total assets of $68M and total deposits of $60M. Profitability stands at 0.96% ROA and 7.94% ROE, with a net interest margin of 4.01%. The bank's CET1 capital ratio is 12.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.79% and a Texas Ratio of 3.12%. FDIC Certificate #9439.

Assets

$68M

Deposits

$60M

Loans

$34M

Equity

$8M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 7.94%
Net Interest Margin (NIM) 4.01%
Yield on Assets 4.75%
Cost of Funds 1.02%

Asset Quality

NPL Ratio 0.79%
Net Charge-Off Ratio -0.01%
Texas Ratio 3.12%
NPA Ratio 0.40%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 12.14%
Tier 1 Capital 12.14%
Total Capital Ratio 12.75%
Leverage Ratio 13.60%
Loan-to-Deposit 57.65%

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