CITIZENS FIRST BANK is asn small FDIC-insured commercial bank headquartered in CLINTON, IA, established in March 14, 2000, midnight. As of 2025-12-31, the bank reported total assets of $359M and total deposits of $280M. Profitability stands at 1.09% ROA and 17.76% ROE, with a net interest margin of 3.26%. The bank's CET1 capital ratio is 9.96%. Asset quality metrics show a non-performing loan ratio of 0.97% and a Texas Ratio of 10.30%. FDIC Certificate #35477.
Assets
$359M
Deposits
$280M
Loans
$276M
Equity
$23M
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